How much revenue are you losing
because your customers do not use credit cards?

Best online payment solutions for ecommerce.

What you didn't know?
Solutions

Use our e-commerce tools to convert international traffic that would otherwise leave your site in a credit card-only cycle. We can help you choose the best mix of payment options that minimize cost to achieve your business goals.

think global
Think global, act local

Expand your international market size by up to 30% by accepting locally preferred payment options. Your consumers shop globally and pay locally!

increase sales
Increase sales

42% of consumers say that a wider selection of payment choices would make it easier for them to spend more. More payment options means more sales.

increase conversion rates
Increase conversion rates

Reduce shopping cart abandonment with one button that reduces the number of keystrokes needed to checkout.


The world at your fingertips

North America
South America
Europe
Africa
Asia
Australia
Direct Debit
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Online Bank Transfer
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Online Bank Transfer
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Online Bank Transfer
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Online Bank Transfer
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Online Bank Transfer
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DirectPayMax™

Bank Transfer

Countries Supported

USA, Germany, Brazil

Product Description

DirectPayMax™ provides a fast, easy to use and trusted method for consumers to make payments directly from their bank account. There is no need for consumers to sign up, register, use a credit card or to provide additional personal information. They simply select their bank upon checkout and enter their usual online banking information during a secure session to finalize their transaction. Merchants greatly benefit from DirectPayMax™ because it is economical, faster, with low risk of returns, and account and purchaser account information is verified to reduce erroneous transactions.

DirectPayMax™ has advantages over other payment methods like ACH because it greatly reduces the risk of chargebacks, whilst providing quicker payouts, for improved financial liquidity and higher sales volumes for merchants

Product Process

Upon purchase, the consumer selects their own bank and securely enters their usual online banking information. They simply approve the transaction and the funds are directly transferred from their bank account in real time and they receive a payment confirmation immediately.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with low risk of returns for the merchant.
  • Increases sales by offering a local trusted payment solution that is offered by most major banks in the US, Germany and Brazil.
  • Provides merchants with access to a market segment that has a very low credit and debit card usage.
  • Excellent alternative payment solution for declined card transactions and blocked customers.
  • Consumer support in local languages is included

Consumer Advantages

  • Clients of the bank are automatically enrolled and do not need to register. They simply select DirectPayMax™ as their payment method and approve the payment.
  • Provides a trusted and familiar local payment method that is supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

DirectPay MAX

Online Bank Transfer

Countries Supported

USA, Germany

Product Description

DirectPayMax is the latest generation of online payment technologies that enables merchants to accept payments without risk from bank account holders worldwide. DirectPayMax has advantages over other payment methods, because it greatly reduces the risks, whilst providing quicker payouts, increased financial liquidity and increased sales for merchants. DirectPayMax works virtually with any bank that provides online account accessibility, resulting in providing hundreds of bank account holders worldwide the ability to instantly make an online payment at no charge.

Product Process

Upon purchase, the consumer selects their own bank account and securely enters their usual online banking credentials. They then simply approve the transaction and the funds are then directly transferred from their bank account in real-time and the merchant receives an immediate payment confirmation.

Merchant Advantages

  • Access to hundreds of millions of consumers In the US and Germany
  • Increase sales by offering consumer a familiar payment option
  • Funds can be converted into the merchant's preferred currency

Consumer Advantages

  • Provides the consumer with a familiar and trusted payment method
  • No credit or debit card needed
  • Includes local support in native language
  • Consumer can pay in local currency
  • No need to provide additional personal information

eps

Bank Transfer

Countries Supported

Austria and Germany

Product Description

eps is a simple, fast and secure online payment method for Austria. 80% of merchants in Austria and Germany accept eps online payment. It allows account holders to easily and quickly pay for purchases using their own trusted online banking service. The bank transfer is made at the initiative of the consumer, and the payment is “pushed” to the bank account of the merchant.

Product Process

Upon purchase, the consumer logs into their own online bank and authorizes the payment. The funds are then directly debited from their bank account in real-time and the merchant will receive an immediate payment confirmation.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with no risk of chargeback for the merchant.
  • Increases sales by offering a local trusted payment solution that is offered by all major banks in Austria and Germany.
  • Provides merchants with access to a market segment that has a very low credit and debit card usage.
  • Excellent alternative payment solution for declined card transactions and blocked customers.
  • Consumer support in local language is included.

Consumer Advantages

  • Clients of the bank are automatically enrolled and do not need to register. They simply select eps as their payment method and approve the payment.
  • Provides a trusted and familiar local payment method that is supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

giropay

Bank Transfer

Countries Supported

Germany and Austria

Product Description

With a focus on safety and convenience, giropay represents Germany’s primary online payment method for bank clients. With each giropay purchase, the funds are instantly transferred from the consumer’s bank account and the merchant receives their funds.

Product Process

Upon purchase, funds are directly transferred from the consumer’s bank account.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with no risk of chargeback for the merchant.
  • Increases sales by offering a local trusted payment solution that is offered by the German and Austrian banks.
  • Provides merchants with access to a market segment with limited credit card usage.
  • Excellent alternative payment solution for declined card transactions and blocked customers.
  • Consumer support in local language is included.

Consumer Advantages

  • Clients of the bank are automatically enrolled and do not need to register. They simply select giropay as their payment method, select their bank and approve the payment.
  • Provides a trusted and familiar local payment method that is supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

iDEAL

Bank Transfer

Countries Supported

The Netherlands

Product Description

iDEAL is available to all consumers who are online banking customers of the participating Dutch banks. It allows account holders to easily and quickly pay for purchase using their own trusted online banking service. The Bank transfer is made at the initiative of the consumer, and the payment is “pushed” to the bank account of the merchant.

Product Process

Upon purchase, funds are directly debited from the consumer’s bank account.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with no risk of chargeback for the merchant.
  • Increases sales by offering a local trusted payment solution that is offered by all major banks in the Netherlands.
  • Provides merchants with access to a market segment that has a very low credit and debit card usage.
  • Excellent alternative payment solution for declined card transactions and blocked customers.
  • Consumer support in local language is included.

Consumer Advantages

  • Clients of the bank are automatically enrolled and do not need to register. They simply select iDEAL as their payment method and approve the payment.
  • Provides a trusted and familiar local payment method that is supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

POLi

Bank Transfer

Countries Supported

Australia and New Zealand

Product Description

POLi is Australia's leading payment option that allows account holders to easily and quickly pay for purchases using their own trusted online banking service. 45% of Australian adults don't own a credit card, so POLi offers a great alternative to credit cards. The Bank transfer is made at the initiative of the consumer, and the payment is “pushed” to the bank account of the merchant.

Product Process

Upon purchase, funds are directly debited from the consumer’s bank account in real-time.

Merchant Advantages

  • Provides an additional familiar real-time online payment acceptance method to convenience consumers.
  • Increases sales by offering a local trusted payment solution with low risk of returns.
  • Once a payment has been initiated by the consumer, it cannot be reversed by the bank.
  • Provides merchants with access to a market segment that does not have or use credit cards.
  • Ideal alternative payment solution for declined card transactions.
  • Includes local support to consumers.

Consumer Advantages

  • Provides a trusted online payment method they are familiar with.
  • Convenience of having a local online payment method.
  • Gives access to more products and services online.
  • No credit card is needed.
  • Free to use and no registration is required.

Przelewy24

Online Bank Transfer

Countries Supported

Poland

Product Description

Przelewy24 is Poland’s primary online payment methods for bank account holders. It allows account holders to easily and quickly pay for purchases using their own trusted online banking service. The bank transfer is made at the initiative of the consumer, and the payment is “pushed” to the bank account of the merchant. Consumers can also use a variety of payment options to load their account, including bank transfer from more than 30 domestic banks, credit cards, SMS, mobile payment, eWallet and cash payment.

Product Process

Upon purchase, the consumer selects Przelewy24 and initiates the payment. The funds are then directly debited from their account and the merchant will receive an immediate payment confirmation.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with low risk of returns for the merchant.
  • Increases sales by offering a familiar and locally trusted payment solution with a wide variety of loading options.
  • Provides merchants with access to a market segment with limited credit card usage.
  • Clients of the bank are automatically enrolled and do not need to register. They simply select Przelewy24 as their payment method, select their bank and approve the payment.
  • Consumer support in local languages is included.

Consumer Advantages

  • Provides a trusted payment method consumers are familiar with.
  • Convenience of payment in their own local currency.
  • Provides prepay and split-pay options and credit cards are not necessary.
  • Includes a wide variety of loading options.
  • Gives consumers the ability to pay online or via physical locations.
  • No need to provide additional personal information.

Teleingreso

Bank Transfer

Countries Supported

Spain

Product Description

Teleingreso is a bank transfer solution that allows consumers to make payment online via more than 3,000 ATM machines, 2,000 post offices and 300 retail outlets throughout Spain. Payment is made at the initiative of the consumer, and the payment is “pushed” to the bank account of the merchant. Bank transfers are the most common form of cashless consumer payments in most countries within the European Union and Asia–Pacific. Teleingresso is not suitable for subscriptions or recurring payments.

Product Process

Upon purchase, the consumer receives a 9-digit purchase confirmation and has to visit an ATM, post office or retail location to make the payment by cash. The system then instantly provides a payment confirmation to the merchant.

Merchant Advantages

  • Provides access to the un-banked population and millions of Spanish consumers who prefer to pay with cash.
  • Increases sales by offering a familiar and locally trusted payment solution supported by banks, post offices and retail locations.
  • Guaranteed payment for merchants with low risk of returns.
  • Funds are automatically converted into the merchant’s currency of choice.
  • Consumer support in local languages is included.

Consumer Advantages

  • Provides a trusted and familiar local payment method supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.

SafetyPay

Bank Transfer

Countries Supported

Austria, Brazil, Colombia, Costa Rica, Germany, Guatemala, Peru, Spain, Mexico, Nicaragua, Netherlands, Panama.

Product Description

SafetyPay is an online payment method for bank account holders. It allows account holders to easily and quickly pay for purchases by using their own trusted online banking service. The bank transfer is made at the initiative of the consumer, and the payment is “pushed” to the bank account of the merchant.

Product Process

When the consumer selects SafetyPay as a payment method, an online bank transfer form is created, where the merchant has already entered details of payment recipient, amount and details of payment. The customer completes the form with their account number and bank reference number. The consumer then will be automatically re-directed via a secure connection to their online bank account at their financial institution. There they log in with a PIN and confirm the payment.

Merchant Advantages

  • Access to 700 million consumers
  • Guaranteed funds and no chargebacks
  • Funds can be converted into the merchant’s preferred currency
  • Convert consumers, who do not wish to divulge their personal, bank or credit card information
  • Maximum conversion by using local payment option, currency, and language support

Consumer Advantages

  • Provides the consumer with a familiar and trusted payment method
  • No credit or debit card needed
  • Includes local support in native language
  • Consumer can pay in local currency
  • No need to provide additional personal information

TrustPay

Online Bank Transfer

Countries Supported

Croatia, Czech Republic, Denmark, Estonia, Hungary, Latvia, Lithuania, Slovakia, Slovenia, Turkey

Product Description

TrustPay is an online bank transfer payment method covering 10 European countries with 5 different currencies. Bank transfers are the most common form of cashless consumer payments in most countries within the European Union and Asia-Pacific. TrustPay is not suitable for subscriptions or recurring payments, as the customer must authorize each payment with a TAN.

Product Process

When the consumer selects TrustPay, an online bank transfer form is created, where the merchant has already entered details of payment recipient, amount and details of payment. The consumer can choose to pay either by card, issued by their own bank, or by executing an instant wire transfer through the internet banking of the consumer’s local bank.

Merchant Advantages

  • Access to 200 million consumers
  • Guaranteed funds and no chargeback
  • Funds can be converted into the merchant's preferred currency
  • Convert consumers, who do not wish to divulge their personal, bank or credit card information
  • Maximum conversion by using local payment option, currency, and language support

Consumer Advantages

  • Provides the consumer with a familiar and trusted payment method
  • No credit or debit card needed
  • Includes local support in native language
  • Consumer can pay in local currency
  • No need to provide additional personal information

Bancontact MisterCash

Online Bank Transfer

Countries Supported

Belgium

Product Description

The Bancontact MisterCash debit card is a popular payment method in Belgium and the most commonly used card in that country. It lets customers make real-time card transactions to buy products and services.

Product Process

Upon purchase, funds are directly transferred from the consumer’s bank account.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with no risk and low risk of returns for the merchant.
  • Increases sales by offering a local trusted payment solution that is offered by the Belgian banks.
  • Provides merchants with access to a market segment with limited credit card usage.
  • Clients of the bank are automatically enrolled and do not need to register. They simply select Bancontact MisterCash as their payment method, select their bank and approve the payment.
  • Excellent alternative payment solution for declined card transactions and blocked customers.
  • Consumer support in local languages is included.

Consumer Advantages

  • Provides a trusted and familiar local payment method that is supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

American Express

Charge Card

Product Description

Unlike debit and credit cards, American Express charge card holders enjoy no pre-set spending limit and must repay their full balance at the end of each month, giving them total control over their expenses. American Express charge and credit card products represent 9% of all cards in circulation worldwide, yet account for 27% of all credit card purchases. With more than 100 million cardholders, American Express offers a full range of payment options to customers in more than 130 countries around the globe.

Brazilian Cards

Charge Card

Product Description

Credit cards are a major payment method for online purchases in Brazil including the Brazilian brands Aura and Hipercard. However, credit cards issued in Brazil, even Visa's and MasterCard's, are often restricted to local purchases in Brazil. With Alternative Payments, you can reach this market by accepting these local payment methods.

Diner's Club International

Charge Card

Product Description

As a premier purveyor of credit card services for more than 50 years, Diners Club has catered to well-traveled individuals around the globe and the Diners Club brand name has maintained a reputation of quality and prestige, becoming synonymous with travel, leisure, and entertainment. Today, there are members in over 60 different countries, who are able to use their card in over 185 countries. Cardholders have access to more than 1 million ATMs in 150 countries and acceptance at more than 38 million merchant locations worldwide.

Discover Card

Charge Card

Product Description

Discover Card has 61 million cardholders around the world and has the highest acceptance among the top 100 U.S retailers. As the third largest credit card brand in the United States, Discover cardholders have access to 1.4 million point-of-sale terminals and ATMs in more than 190 countries. Discover Card provides quick and easy access to money – anytime and anywhere.

JCB

Charge Card

Product Description

Founded in 1981, JCB is still the only international payment brand based in Japan. With 84 million cardholders in more than 190 countries, more than 26 million merchants around the world already accept JCB Card. As a public supporter of the Single Euro Payments Area and global payment standards, JCB's international acceptance continues to grow.

Pulse

Charge Card

Product Description

With more than 380,000 ATMs and POS terminals across America, PULSE has expanded beyond PIN debit to support the processing of the full range of cardholder verification methods (CVMs), including PINless Bill Pay, Internet PIN Debit, signature, no-signature and no-CVM transactions in both single- and dual-message environments. Through Discover Financial's agreements with Diner's Club International and China UnionPay, Pulse provides access to more than 1.4 million ATMs worldwide.

UnionPay

Charge Card

Product Description

UnionPay is a brand co-owned by China bankcard industry. UnionPay cards are not only used in China, but also accepted in 141 countries and regions outside China. UnionPay is providing services for cardholders in more and more countries and regions with the global extension of UnionPay acceptance network. In Hong Kong and Macao and Singapore, UnionPay cards have become the preferred brand for local card usage of Chinese cardholders. In Japan, Korea and many other countries and regions, over 50 major financial institutions have cooperated with UnionPay to issue UnionPay cards in local currencies.

EuroDebit®/SEPA

Direct Debit

Countries Supported

Åland Islands, Austria, Azores, Belgium, Bulgaria, Canary Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Malta, Martinique, Mayotte, Monaco, Netherlands, Norway, Poland, Portugal, Réunion, Romania Saint Barthélemy, Saint Martin (French part), Saint Pierre and Miquelon, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom.

Product Description

Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments. The Single Euro Payments Area (SEPA) initiative created a zone for the Euro in which all electronic payments are considered domestic, and where there is no difference between national and intra-European cross-border payments. SEPA will increase your payment coverage to over 520 million consumers! We process direct debits and recurring transactions in real time directly from consumers’ bank accounts in 50 countries and territories.

Product Process

Upon purchase, funds are directly debited from the consumer’s bank account in real time.

Merchant Advantages

  • Provides an additional familiar real time online payment acceptance method to convenience consumers.
  • Increases sales by offering a local trusted payment solution.
  • Provides merchants with access to a market segment that does not have or use credit and debit cards.
  • Europe’s most widely accepted form of online payment.
  • Ideal alternative payment solution for declined card transactions.
  • Supports fraud scrubbing, address verification, age verification, recurring billing and membership management.
  • Transactions are posted in local currencies and languages.

Consumer Advantages

  • Provides a trusted payment method consumers are familiar with.
  • Convenience of having a local payment method.
  • Gives access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

ACH Processing

Direct Debit

Countries Supported

United States

Product Description

Automated Clearing House (ACH) transactions, also known as eChecks or electronic checks, have become extremely popular with online merchants, because accepting checks online is a proven method to increase sales by as much as 20%. As a simple add-on to any existing credit and debit card billing platform, it allows consumers to enter online their checking account information and the system will in real-time process the transaction and the funds are instantly withdrawn from the consumer’s bank account.

Product Process

Upon purchase, funds are directly debited from the consumer’s bank account.

Merchant Advantages

  • Provides an additional real-time online payment billing method to convenience consumers. Only requirement is that consumer must have a bank account.
  • Increases sales by offering a familiar and trusted payment solution.
  • Provides merchants with access to a market segment that does not have or use credit and debit cards.
  • One of the most popular forms of payment in the USA.
  • Ideal alternative payment solution for declined card transactions.

Consumer Advantages

  • Provides a trusted payment method consumers are familiar with.
  • Convenience of having a payment method as an alternative to credit cards.
  • Only checking account is needed.
  • Offers choice to consumers, who do not have or wish to use a credit or debit card.
  • Gives access to more products and services.

Boleto Bancario

Credit Transfer

Countries Supported

Brazil

Product Description

Boleto Bancario is the perfect online payment solution for merchants who would like to accept Boleto payments from consumers in Brazil. Boleto Bancario is a safe, convenient and proven payment method whereby the consumer at checkout receives a pre-filled out Boleto bank slip and authorizes the payment directly via their bank account, or alternatively they can visit any bank branch and present the Boleto slip and make the payment with cash.

Product Process

Upon purchase, the consumer receives a pre-filled Boleto form and then authorizes the payment via their own online banking and the funds are then directly debited from their bank account.

Merchant Advantages

  • Provides an additional real-time online payment acceptance method to convenience consumers with low risk of returns for the merchant.
  • Increases sales by offering a local trusted payment solution that is offered by all major banks in Brazil, online and physically.
  • Provides merchants with access to a market that has a very low credit and debit card usage.
  • Excellent alternative payment solution for declined card transactions and blocked customers.
  • Consumer support in local languages is included.

Consumer Advantages

  • Provides a trusted and familiar local payment method that is supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • Offers access to more products and services.
  • No credit or debit card needed.
  • Local support in native language.
  • Local currency settlement.

Telepay

Credit Transfer

Countries Supported

Mexico

Product Description

TelePay was developed specifically for the Mexican market to give consumers the ability to pay with cash for online purchases. Merchants that target the Mexican market will greatly benefit and increase their sales opportunity, as Mexico is ranked as the second largest South American eCommerce market with more than 40 million online users.

Product Process

Upon purchase, the consumer receives a 9-digit purchase confirmation and has to visit an ATM, post office or retail location to make the payment by cash. The system then instantly provides a payment confirmation to the merchant.

Merchant Advantages

  • Provides access to the un-banked population of Mexican consumers who usually pay with cash.
  • Increases sales by offering a familiar and locally trusted payment solution supported by banks, post offices and retail locations.
  • Guaranteed payment for merchants with low risk of returns.
  • Funds are automatically converted into the merchant’s currency of choice.
  • Includes local support in native languages to consumers.

Consumer Advantages

  • Provides a trusted and familiar local payment method supported by the consumer’s own bank.
  • Convenient, reliable, and simple transaction process.
  • No credit or debit card needed.
  • Local support in native language.
Happy clients