The following categories of businesses and business practices are restricted. Restricted Businesses can be accepted only upon separate approval.

1. Online tobacco, e-cigarette sales, or related items (such as personal vaporizers or e-juice)
2. Marijuana dispensaries and related businesses
3. Lotteries, lotto, internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase products or services
4. Money transmitters or money service businesses
5. Prepaid phone cards, phone services or cell phones
6. Stored value, e - wallets, e - money
7. Currency exchange

The following categories of business and business practices are prohibited from using the Service (“Prohibited Businesses). Most, although not all, of these Prohibited Business categories are imposed by Alternative Payments Network rules or the requirements of our banking providers or processors and the law. If you are uncertain as to whether your business is a Prohibited Business, or have questions about how these requirements apply to you, please contact us.

By registering for Alternative Payments, you are confirming that you will not use the Service to accept payments in connection with the following businesses, business activities or business practices:

1. Weapons and munitions, fire arms, ammunition, high capacity magazines, teasers, air gun
2. Fireworks or pyrotechnic devices or supplies and other related items
3. Alcoholic beverages
4. Narcotics
5. Unlicensed prescription drugs
6. Gambling
7. Exchanging virtual currency for fiat currencies
8. Sports forecasting or odds making
9. Online pharmacies or pharmacy referral services
10. Security brokers
11. Hazardous materials, combustibles, corrosives
12. Substances designated to mimic illegal drugs
13. Food - perishable, non-prepackaged foods
14. Sexually-oriented or pornographic products or services
15. Escort Services
16. Marketing, predatory or deceptive activities including but not limited to door-to-door sales, offering substantial rebates or special incentives to the payers subsequent to the original purchase, negative response marketing, engaging in deceptive marketing practices, sharing consumer information with another merchant for payments of up-sell or cross-sell product or service, engaging in any form of licensed or unlicensed aggregation or factoring, extended warranties, telemarketing
17. Personal computer technical support, products and services designated to deliver unsolicited electronic communications, spy-ware, spam-ware, malware, services or features not paid for (circumvent locks, programming codes, etc.), satellite signal decoding products, cards and card programming
18. Essay mills
19. Psychic services schemes
20. Multi-level marketing or pyramid schemes
21. Chain letters
22. Pawn shops
23. Flea markets
24. Prepaid phone card, phone services or cell phones
25. Mail-order brides
26. Sales of cultural artefacts
27. Firms selling business opportunities, investment opportunities, mortgage consulting or reduction, credit counselling, repair or protection, or real estate purchases with no money down
28. Shipping or forwarding brokers, future order fulfillments beyond three months
29. Counterfeit products
30. Human Body Parts, Fluids and remains
31. Illegal products or services
32. Any product or service that infringes upon the copyright, trademark or trade secrets of any third party
33. Sales, distribution, or access to counterfeit music, movies, software or other licensed materials without the appropriate authorization from the right holder
34. Promotion of hatred, racism, religious persecution or the initiation of force against others
35. Portrays of religious or cultural symbols in a manner construed as offensive or unacceptable
36. Parties that are intermediaries between Merchants and Consumers
37. Crowdfunding platforms
38. Umbrella organizations that receive money of charities
39. Platforms that facilitate C2C payments
40. Funding any of the items included on this Prohibited Business List