Prohibited Businesses

The following categories of businesses and business practices are prohibited from using the Service (“Prohibited Businesses”). Most, although not all, of these Prohibited Business categories are imposed by Alternative Payment Network rules or the requirements of our banking providers or processors and the law. If you are uncertain as to whether your business is a Prohibited Business, or have questions about how these requirements apply to you, please contact us.

By registering for Alternative Payments, you are confirming that you will not use the Service to accept payments in connection with the following businesses, business activities or business practices:

  1. Online or other non-face-to-face tobacco, e-cigarette sales, or related items (such as personal vaporizers or e-juice)
  2. Weapons and munitions
  3. Virtual currency that can be monetized, re-sold or converted to physical or digital products or services or otherwise exit the virtual world
  4. Sexually-oriented or pornographic products or services
  5. Marijuana dispensaries and related businesses
  6. Door-to-door sales
  7. Offering substantial rebates or special incentives to the cardholder subsequent to the original purchase
  8. Negative response marketing
  9. Engaging in deceptive marketing practices
  10. Sharing consumer information with another merchant for payment of up-sell or cross-sell product or service
  11. Engaging in any form of licensed or unlicensed aggregation or factoring
  12. Bail bonds
  13. Bankruptcy lawyers
  14. Bidding fee auctions
  15. Collection agencies
  16. Chain letters
  17. Check cashing, wire transfers, or money orders
  18. Counterfeit products
  19. Currency exchanges or dealers
  20. Embassies, foreign consulates, or other foreign governments
  21. Firms selling business opportunities, investment opportunities, mortgage consulting or reduction, credit counseling, repair or protection, or real estate purchases with no money down
  22. Credit card and identity theft protection
  23. Essay mills
  24. Flea markets
  25. Drug paraphernalia
  26. Extended warranties
  27. Psychic services
  28. “Get rich quick” schemes
  29. Gambling (including but not limited to lotteries, Internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase products or services)
  30. Sports forecasting or odds making
  31. Illegal products or services
  32. Mail-order brides
  33. Money transmitters or money service businesses
  34. Multi-level marketing or pyramid schemes
  35. Online or other non-face-to-face pharmacies or pharmacy referral services
  36. Prepaid phone cards, phone services or cell phones
  37. Pseudo pharmaceuticals
  38. Quasi-cash or stored value
  39. Securities brokers
  40. Shipping or forwarding brokers
  41. Substances designed to mimic illegal drugs
  42. Telemarketing
  43. Telecommunications equipment and telephone sales
  44. Personal computer technical support
  45. Any product or service that infringes upon the copyright, trademark, or trade secrets of any third party
  46. Funding any of the items included on this Prohibited Businesses list